It takes only seconds to complete the entire conversion, making it easy to send and receive money from anywhere in the world. dollars to a recipient in Mexico, Stellar converts the payment to Lumens, and the recipient can receive the payment in pesos. For example, if you send a payment in U.S. ![]() However, Lumens also act as the intermediate currency that allows Stellar users to execute trades quickly.Ī built-in protocol automatically converts money sent through Stellar to Lumens and then to the desired coin. ![]() Lumens are most often used to pay transaction fees on Stellar. While the Stellar platform is open to all representations of money and crypto assets, it does provide its own digital currency called Lumens, or XLM, which is the foundation of the network.
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